🚗 Car Note & Down Payment Calculator
Tax calc assumes tax on (Price − Trade). Adjust if your state does it differently.
Deal Inputs
Results
Out-The-Door (OTD)
$0
Price − Trade + Payoff − Rebates + Tax + Fees
Amount Financed
$0
OTD − Down Payment
Estimated Monthly Payment
$0
Standard amortization
Estimated Bi-Weekly Payment
$0
26 payments/year
Down Needed (Monthly Target)
$0
To reach target monthly payment
Down Needed (Bi-Weekly Target)
$0
To reach target bi-weekly payment
Total Interest
Monthly schedule: $0 • Bi-weekly schedule: $0
Amortization Schedule
| # | Payment | Interest | Principal | Balance |
|---|
Bi-weekly applies interest every ~14 days, generally reducing total interest vs pure monthly with the same APR.
This is a planning tool. Dealer/lender numbers will control the final deal.